A group life assurance scheme enables employers to provide a tax-free lump sum to employees' loved ones and can even be used to provide a dependant's pension to an employee’s family and/or children, should they die in service.

The right cost for your business:

We specialise in negotiating the best terms in the vast insurance market and offer a fully managed service at an affordable price. Our aim is to achieve the highest cover with limited underwriting.

We help employers establish the right insurance arrangements to enable a level of salary to be paid to an employee during a prolonged period of sickness or absence through injury.

We can help you manage the cost of continuing to pay some or all of your employee's salary whilst they are absent from work.

We access the whole market to find the right type of policy, providing cover that's aligned to your benefit strategy at a cost that's affordable to the business. Income protection gives you leeway to use the available budget to bring in temporary resource to meet client or productivity requirements.

Using income protection insurance allows you to be the kind of caring employer who values your employees, whatever happens to them during their time with you.

Why not investigate providing a Group Critical Illness policy?

This will pay a tax-free lump sum directly to your employee should they suffer any of a list of defined medical conditions or surgical procedures (classified as 'critical illness events') and survive for 14 days, or 6 months in the event of Permanent Total Disability.

A benefit for an employer who really cares

We can design a policy that is affordable for you and your employees. Our skills in negotiating with the market to obtain the right level of cover, claim management and cost will help you take the financial stress away from your employees during a crucially stressful time.

Employee private medical insurance is widely recognised as one of the 'must-have' benefits for attracting and retaining your workers. Finding the right medical cover can be time consuming and confusing. We can source a range of flexible Private Medical Insurance options for employers.

Consider the cost to your business if one of your key staff fell seriously ill. Could your business afford to wait whilst they are waiting for NHS treatment?

Health Cash Plans can be a valued low cost benefit employers can offer their employees to assist with everyday healthcare needs.

Does an employee need physio for those sporting injuries, or because something isn't moving as well as it used to?

A Health Cash Plan can provide an alternative for a company that wants to help its employees but isn't able to afford the cost of full medical insurance, or it can be used as another option alongside the provision of PMI.

Don't forget: Dental Insurance

Dental health can be just as important as general health and with dental costs increasing, providing a company paid dental plan is a valuable employee benefit.