Evolve series:
Are your benefits fit for female purpose?

Steve is a Chartered Manager and Fellow of the Chartered Management Institute. He gained his Master’s in Business Administration from Southampton, Solent University and is currently researching for his Doctorate in Business Administration at Winchester University, Centre for Responsible Management. He is a regular writer and speaker on intergenerational working, retirement and older worker business management issues and is passionate about integrating simplicity, flexibility and innovation into well designed investment and savings solutions that clients understand, value and engage with.

Caroline has over 20 years industry experience and has spent the last 15 years specialising in employee benefits and workplace pension consulting.  Having clients in a variety of sectors Caroline believes in building trusted long-term relationships through developing a deep understanding of their culture, their aims both short- and longer-term, and their employee profile.  She strives to deliver pragmatic consultancy solutions and believes in having straight-forward, honest conversations.  
 
Caroline is passionate about financial education in the workplace and leads our communications working group, helping to continually enhance the material we make available for employers and their employees.  

Jo has worked in the Health & Protection industry for 18 years and is a Senior Consultant within our team, specialising in Group Risk benefits ( Group Life Assurance, Income Protection and Critical Illness). 

Jo enjoys working with clients to focus on benefit spend and strategy and has a pragmatic approach to benefit design. Jo recognises the importance of delivering great customer service and thrives on developing long term relationships with her clients.

Emma has over 30 years' experience in the Health Insurance industry. She has worked in various roles during this time mainly for Health Insurers including Underwriting, Pricing, Corporate and Key Account Management looking after a variety of clients and intermediaries.

6 years ago Emma changed role to an intermediary and using her many years of experience and market contacts has been providing consultative independent advice to a varied portfolio of clients in respect of Private Medical Insurance, Dental Insurance, Health Cash Plans and Employee Assistance Programmes.