---
title: Blog | Financial planning
description: Financial planning |
---

[![Punter Southall Group](https://www.puntersouthall.com/hubfs/PunterSouthallGroup_May2019/images/logo-shuffle.gif) ![Punter Southall ](https://www.puntersouthall.com/hubfs/JUSTTEXT-01.svg) ](https://www.puntersouthall.com/)

**

 Search

# Jonathan Punter's blog

With 40 years of experience in the pensions world, I still have a fresh take on the market. I'm sharing my insights.   
Read on to find out what you need to know - or subscribe to emails using the form at the end of the page.

[ financial-planning ](https://www.puntersouthall.com/blog/tag/financial-planning/page/1#/show)

- [Financial planning (1)](https://www.puntersouthall.com/blog/tag/financial-planning)
- [News (1)](https://www.puntersouthall.com/blog/tag/news)
- [Pension consulting (1)](https://www.puntersouthall.com/blog/tag/pension-consulting)

[Pension consulting](https://www.puntersouthall.com/blog/tag/pension-consulting), [News](https://www.puntersouthall.com/blog/tag/news), [Financial planning](https://www.puntersouthall.com/blog/tag/financial-planning)

### [Did pension freedoms burden or liberate?](https://www.puntersouthall.com/blog/pension-freedoms-burden-or-liberation)

[Jonathan Punter](https://www.puntersouthall.com/blog/author/jonathan-punter) 20 September 2023

 Pension freedoms: a new beginning, not the beginning of the end

[READ MORE](https://www.puntersouthall.com/blog/pension-freedoms-burden-or-liberation)

- [![previous](https://www.puntersouthall.com/hubfs/SVGs/blog-list-arrow-left.svg)](https://www.puntersouthall.com/blog/tag/financial-planning/page/0)
- [![next](https://www.puntersouthall.com/hubfs/SVGs/blog-list-arrow-right.svg)](https://www.puntersouthall.com/blog/tag/financial-planning/page/0)

## Sign up here for Jonathan Punter's blog

After 40 years of experience in the pensions world, I'm sharing my insights.

[![punter-southall-horizontal-RGB](https://www.puntersouthall.com/hubfs/punter-southall-horizontal-RGB.svg "punter-southall-horizontal-RGB")](https://www.puntersouthallgroup.com/)

Since 1988, we have successfully helped people and organisations build, shape and protect their financial futures.

[![DISCOVER](https://no-cache.hubspot.com/cta/default/5894561/2597951a-2698-4681-83fa-2c1a5b671a57.png)](https://cta-redirect.hubspot.com/cta/redirect/5894561/2597951a-2698-4681-83fa-2c1a5b671a57)

### Quick Links

© 2019 Punter Southall Group

Punter Southall is a trading name of Punter Southall Group Limited. Registered office: 11 Strand, London WC2N 5HR. Registered in England and Wales No. 4096788

PSFM SIPP Limited, Punter Southall Defined Contribution Consulting Limited and Punter Southall Wealth Limited are authorised and regulated by the Financial Conduct Authority