Salary exchange
If you are looking to reduce pension costs or develop the range of benefits you offer to employees, salary exchange can help.

Salary exchange can deliver substantial savings to both employer and employee by removing National Insurance liabilities on members’ payments to your pension scheme. How you use your savings is up to you, but they can then be used in a variety of ways, such as:

  • funding the implementation of salary exchange or other improvements to your employee benefits package
  • offering increased employer contributions
  • reducing the overall cost of your pension and employee benefits
 

 Overview

 
How we can help you

We can help you take advantage of salary exchange by establishing an arrangement that is legally compliant, simple to operate, saves you money and offers a valuable benefit to your employees.

Our service is tailored to the level of support you require, and includes:

  • feasibility and financial modelling
  • scheme rules and considerations
  • employee communication and implementation

We know that any decision affecting company finances must be carefully considered so we have developed interactive tools that can help you design, with confidence, a salary exchange scheme that is aligned with your overall financial and reward objectives.
 
 

 Insights and views

 
 

 Online services

 
    PS Planner
    An interactive web-based retirement planning assistant for members of defined contribution pension schemes.
    Read more
    Visit the Online services area to access our full range of online modelling tools and facilities
 

 Events

 
    Speak to us
    Speak direct to our specialists in this area
    Nick Frankland
    Principal, Edinburgh
    Email Nick
    Or call us on
    020 7839 8600
 

 DC Survey 2012

 
Now available! For more information and to request a copy: