Fund choices

We know that pension scheme members need to beat inflation but we also appreciate the dangers of introducing too much volatility.


Our investment consulting team is committed to:
  • providing affordable and effective investment consulting advice
  • delivering the right solution for you, whether this is benchmarked, best efforts or income-targeted investment returns
  • mitigating downside and long-term inflation risks, through a multi-asset approach using lifestyling and absolute return investments
  • matching pension investment fund selection to each client, such as ethical investment for charities
  • providing structured, adaptable solutions that react to changing membership needs
  • supporting scheme members who are unwilling or unable to make investment decisions by working with the scheme provider to create tailored and targeted investment options

 Insights and views

    Government sets 0.75% charge cap for auto-enrolment schemes and will ban commission
    31 March 2014
    The government has introduced a 0.75% charge cap on the default funds of qualifying schemes used for auto-enrolment from April 2015 and has confirmed that from April 2016 commissions and active member discounts will be banned.

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    Pensions Bulletin March 2014
    10 March 2014

    In the latest issue of our Pensions Bulletin, we focus on journey plans and integrated risk management plans in the light of the Pensions Regulator's draft code of practice on DB funding. The Bulletin also looks at some other recent developments, including the impact of same sex marriage on occupational pension schemes and HMRC’s recent announcement on changes to its VAT policy.

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    Pensions Bulletin December 2013
    3 December 2013

    In our latest Pensions Bulletin, we examine two recent consultations from the Department for Work and Pensions which have thrown the spotlight on the gulf between defined benefit and defined contribution schemes and on the possibility of developing alternative ‘defined ambition’ designs to bridge the gap between them.

    The Bulletin also looks at some other recent developments, including new disclosure of information regulations and guidance from the Pensions Regulator on asset-backed contributions.

    We also flag key dates for your diary over the next quarter, including a breakfast briefing on 18 December on the Pensions Regulator’s consultation on a revised code of practice on defined benefit funding.

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    2014/15 PPF levy consultation
    20 September 2013
    On 5 September 2013, the Pension Protection Fund (PPF) released a consultation document covering proposals for the 2014/15 levy. This is the last year of the first triennium in the PPF’s New Levy Framework under which the PPF intended that the rules used to calculate levies would be unchanged except in limited circumstances.

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    Update on tax protections
    10 September 2013
    Following the 2012 autumn statement announcement by the Chancellor of the Exchequer that the annual and lifetime allowances would be reduced again, in June 2013 HM Treasury and HM Revenue and Customs (HMRC) published a joint consultation on a new type of protection from the lifetime allowance, to be known as ‘individual protection 2014’. Also, in July, regulations were made, which are aimed at fixing some problems with the existing fixed protection regime.

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    Visit the Industry Insights page for news and views on the latest industry developments


    Improving Member Outcomes: Why It Should Matter to Employers
    30 April 2014
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    Improving Member Outcomes: Why It Should Matter to Employers
    8 May 2014
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    Budget 2014: Appealing Pension Options or Too Much Flexibility?
    14 May 2014
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    Budget 2014: Appealing Pension Options or Too Much Flexibility?
    21 May 2014
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    A Streamlined Approach to Investment Decision Making
    3 June 2014
    Read more
    Visit the Events area for all forthcoming Punter Southall seminars, conferences and events
    Speak to us

    Speak direct to our specialists in this area
    David Ferris
    Senior Consultant
    Or call us on
    020 3327 5000

 DC Survey 2012